For practices that live by the financial year: account, payroll, tax and business record books, desktop and printing calculators, binding machines and covers for finished statements, guillotines, archive boxes for the seven-year retention pile, and the envelopes, staplers and dividers that go with a paper-heavy month end.

Buy archive boxes by the carton before June, not during it — the retention pile is predictable and the price is better when it isn't urgent. See account books, calculators, binding supplies and archive boxes.

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